Texas Insurance CE
Producers and Adjusters: 24 CE hours, including 3 hours of ethics, are required every 2-year license term. Those who hold more than one license are not required to complete more than 24 hours (including 3 hours of ethics and/or consumer protection).
Limited Lines Producers: 10 CE hours, including 3 hours of ethics, are required every 2-year license term. Producers who hold more than one license are not required to complete more than 10 hours (including 3 hours of ethics and/or consumer protection).
CE Course Restrictions: Producers must complete at least 50% of their required CE in certified classroom or classroom equivalent courses; up to 50% of the required hours may be completed with self-study courses.
| Special Training | Education Requirements |
|---|---|
| Annuity Best Interest |
Texas has updated its Suitability in Annuities training requirement to the Best Interest standard effective 9/1/2021. Any producer that completes a 4-hour Annuity Suitability course prior to 12/31/2021 may complete a 1-hour Best Interest update course. Residents must take Texas courses. Non-resident producers may complete a 4-hour Best Interest course in another state that has implemented the Best Interest training requirement or may take a 4-hour Suitability in Annuities course in another state plus a 1-hour Texas Best Interest update course. |
| Flood | To comply with the minimum training requirements established by the Federal Emergency Management Agency (FEMA), producers who sell standard flood insurance policies issued through the National Flood Insurance Program must complete a one-time 3-hour department-certified flood training course. |
| Long-Term Care Partnership (LTCP) |
Initial 8-hour training requirement: Licensed LAH producers who plan to sell long-term care insurance in conjunction with Texas’s partnership program are required to first complete Department of Insurance-qualified and Texas-specific 8-hour LTC partnership certification training. The training must be completed no later than the date on which a represented carrier introduces a partnership policy. The 8 hours of LTC partnership training may be counted toward the producer’s CE requirement. Licensees who are exempt from Continuing Education are not exempt from the initial training requirement. Ongoing 4-hour training requirement: In each license term following the term in which the initial 8-hour course was completed, producers who continue to sell LTC partnership insurance must complete 4 hours of department-certified LTC training as part of their general CE requirements. Licensees who are exempt from Continuing Education are not exempt from the ongoing training requirement. |
| Medicare |
Initial 8-hour training requirement: All producers who sell Medicare-related products must receive 8 hours of professional training prior to selling such products. Licensees who are exempt from Continuing Education are not exempt from the initial training requirement. Ongoing 4-hour training requirement: In each license term following the term in which the initial 8-hour certification course was completed, producers who continue to sell Medicare-related products must complete 4 hours of department-certified Medicare-related training as part of their general CE requirements. Licensees who are exempt from Continuing Education are not exempt from the ongoing training requirement. |
| Small Employer Health Benefit Plan |
Initial 8-hour training requirement: Licensed general life, accident, and health producers can aquire the specialty certification by complete the initial 8-hour course in Small Employer Health Benefit Plans and pass the exam. Ongoing 5-hour training requirement: To retain the certification, producers must complete at least 5 hours of certified Small Employer Health Benefit Plans continuing education during each reporting period. Exemptions: Individuals that are exempt from these requirements include those who hold one of the following designations
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Nonresident producers who are in compliance with their resident state’s CE requirements are exempt from the Texas CE requirement with the exception of the state-specific product training requirements (see below).
A nonresident producer who becomes a Texas resident between renewals of his or her Texas license is immediately subject to Texas CE requirements and must complete a prorated schedule of CE study. Producers are encouraged to contact the Texas Department of Insurance to determine their CE requirements. See “State Contact Information” below.
| Special Training | Education Requirements |
|---|---|
| Annuity Best Interest |
Texas has updated its Suitability in Annuities training requirement to the Best Interest standard effective 9/1/2021. Any producer that completes a 4-hour Annuity Suitability course prior to 12/31/2021 may complete a 1-hour Best Interest update course. Residents must take Texas courses. Non-resident producers may complete a four hour Best Interest course in another state that has implemented the Best Interest training requirement or may take a four hour Suitability in Annuities course in another state plus a 1-hour Texas Best Interest update course. |
| Flood | To comply with the minimum training requirements established by the Federal Emergency Management Agency (FEMA), producers who sell standard flood insurance policies issued through the National Flood Insurance Program must complete a one-time 3-hour department-certified flood training course. |
| Long-Term Care Partnership (LTCP) |
Initial 8-hour training requirement: Licensed LAH producers who plan to sell long-term care insurance in conjunction with Texas’s partnership program are required to first complete Department of Insurance-qualified and Texas-specific 8-hour LTC partnership certification training. The training must be completed no later than the date on which a represented carrier introduces a partnership policy. The 8 hours of LTC partnership training may be counted toward the producer’s CE requirement. Licensees who are exempt from Continuing Education are not exempt from the initial training requirement. Ongoing 4-hour training requirement: In each license term following the term in which the initial 8-hour course was completed, producers who continue to sell LTC partnership insurance must complete 4 hours of department-certified LTC training as part of their general CE requirements. Licensees who are exempt from Continuing Education are not exempt from the ongoing training requirement. |
| Medicare |
Initial 8-hour training requirement: All producers who sell Medicare-related products must receive 8 hours of professional training prior to selling such products. Licensees who are exempt from Continuing Education are not exempt from the initial training requirement. Ongoing 4-hour training requirement: In each license term following the term in which the initial 8-hour certification course was completed, producers who continue to sell Medicare-related products must complete 4 hours of department-certified Medicare-related training as part of their general CE requirements. Licensees who are exempt from Continuing Education are not exempt from the ongoing training requirement. |
| Small Employer Health Benefit Plan |
Initial 8-hour training requirement: Licensed general life, accident, and health producers can aquire the specialty certification by complete the initial 8-hour course in Small Employer Health Benefit Plans and pass the exam. Ongoing 5-hour training requirement: To retain the certification, producers must complete at least 5 hours of certified Small Employer Health Benefit Plans continuing education during each reporting period. Exemptions: Individuals that are exempt from these requirements include those who hold one of the following designations
|
No. Self-study final exams for Texas Insurance CE do not require a monitor.
Effective September 1, 2015
A license will expire on the second anniversary of the license issuance date based on the licensees date of birth:
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for a license issued or renewed in an even-numbered year, the individual license holder's birthday each even-numbered year
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for a license issued or renewed in an odd-numbered year, the individual license holder's birthday each odd-numbered year
Note: If a person holds more than one license, all licenses issued will expire on the earliest expiration date and renew every two years thereafter in accordance with the above renewal terms.
Previous Requirement (Before September 1, 2015)
The license renewal date is 2 years from the license issuance date, and every 2 years following. All required continuing education hours must be completed before the expiration date of the license.
Credit will not be given for any course taken more than once in any 2-year license term.
Excess hours earned in one license term may not be carried forward to a subsequent license term.
- Nonresident producers who are in compliance with their resident state’s CE requirements are exempt from the Texas CE requirement with the exception of the state-specific product training requirements (Long-Term Care products).
- Nonresident adjusters who are not licensed in their home state or whose home state does not have a CE requirement may submit a letter of certification from another state in which they are licensed and in which they have completed continuing education study.
- Licensees who on or after January 1, 2003, have been continuously licensed for at least 20 years may apply for an exemption from the CE requirement. To apply for this exemption, licensees must submit a written request to the Department of Insurance.
- Producers may apply to the Texas Department of Insurance for an extension to receive more time to complete their CE requirement due to illness, medical disability, or circumstances beyond their control. Business reasons do not constitute circumstances beyond the producer’s control. Unless an extension has been granted, those who have not met their CE requirements by their license renewal date will be in violation of the state’s rules.
Yes. Our Texas state approval number is: 32808.
Most students will have their credits processed the same day on which they complete their final exam. If a course is completed outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.
Self-study final exams are open book. Producers may refer to the course material as often as needed. Most of our courses allow you to download the class materials as a PDF. Please check the details page of your desired course to see if such material is available.
The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.
A roster fee of $1.30 per credit is required to process course credits in this state. This fee will be added to your order total during checkout and is then sent by us to the state upon completion.
No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.
Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.
Agents Licensing Unit, 107-1A
P.O. Box 149104
Austin, TX 78714-9104
Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.